Financing

For many homebuyers, a very important consideration is financing, and their new mortgage. Bellamy Homes has developed partnerships with some of the top lenders in the area to ensure our customers get the best service possible. We have found that these lenders are superior to the competition, however, buyers are not required to use them and may choose whomever they feel comfortable with.

In today’s lending environment rates and programs are changing constantly. Many buyers are uneasy with not knowing what programs and rates will be available when the construction of their new home is completed. Bellamy homes alleviates these concerns by setting up our customers with their financing program right up front before construction even begins. The benefit for our clients is knowing from the start about your approval, your interest rate, and your monthly payment.

No Preferred lenders and No Tricks

Bellamy Homes has established relationships with some of the best lenders in the area.  These relationships allow us to help clients in their decision of which lending institution to choose for their particular situation.  Everyone is different and some lenders have strengths that favor one client but not another.  By not forcing our customers to use one particular “preferred lender” we make sure that all customers choose the lender that will best service their needs.  You may find other builders who offer discounts for using their preferred lender, these discounts are made up for somewhere and that may mean a higher interest rate or higher fees for the purchase of your home.  Our homes have no hidden costs, so you will always feel comfortable with your price.

One of our many Lending Relationships

is an extraordinary local bank with offices up and down the east coast. Bellamy Homes chose BB&T because their commitment to customer service is in line with that of Bellamy Homes. Last year, BB&T won the JD Power award for top customer service in mortgage lending. BB&T retains servicing for the duration of your loan. Many customers have found that they love the convenience of having the ability to walk into any of BB&T’s many branches in the area and speak to someone in person about their loan.